{"id":135637,"date":"2023-11-25T16:06:00","date_gmt":"2023-11-25T19:06:00","guid":{"rendered":"http:\/\/jornalperiscopio.com.br\/site\/?p=135637"},"modified":"2023-11-29T16:07:50","modified_gmt":"2023-11-29T19:07:50","slug":"opiniao-juridica-das-fraudes-bancarias","status":"publish","type":"post","link":"https:\/\/jornalperiscopio.com.br\/site\/opiniao-juridica-das-fraudes-bancarias\/","title":{"rendered":"Opini\u00e3o Jur\u00eddica: Das fraudes banc\u00e1rias"},"content":{"rendered":"\n<p><em>Por<\/em> <em>Fl\u00e1vio Cancherini*<\/em><\/p>\n\n\n\n<p>Atualmente as transa\u00e7\u00f5es banc\u00e1rias s\u00e3o feitas por meio eletr\u00f4nico, por computadores e celulares, que est\u00e3o dispon\u00edveis para os clientes 24 horas por dia.<\/p>\n\n\n\n<p>Muitos s\u00e3o os golpes praticados por estelionat\u00e1rios: troca de cart\u00e3o, troca de m\u00e1quina de recebimento, golpe do motoboy, obten\u00e7\u00e3o de senha por meio fraudulento e dezenas de outras modalidades. O Judici\u00e1rio se depara com a judicializa\u00e7\u00e3o de dezenas destas quest\u00f5es.<\/p>\n\n\n\n<p>Tribunal de Bras\u00edlia foi chamado para julgar esta quest\u00e3o e fixou o par\u00e2metro de que \u00e9 dever da institui\u00e7\u00e3o financeira definir o hist\u00f3rico do consumidor via sistema de seguran\u00e7a eletr\u00f4nico. Se o hist\u00f3rico do consumidor \u00e9 incompat\u00edvel com a transa\u00e7\u00e3o que se pretende fazer (seja quanto a valor, frequ\u00eancia e objeto), \u00e9 dever do banco tomar cautela redobrada na autoriza\u00e7\u00e3o da transa\u00e7\u00e3o.<\/p>\n\n\n\n<p>Este dever \u00e9 do banco. Se n\u00e3o ficar comprovado que tomou cautela redobrada, pode ser condenado a ressarcir o dano experimentado pelo consumidor.<\/p>\n\n\n\n<p><em>*Fl\u00e1vio Cancherini advoga em S\u00e3o Paulo e Itu. \u00c9 p\u00f3s-graduado em direito empresarial, civil e processo civil. flaviocancherini@hotmail.com.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por Fl\u00e1vio Cancherini.<\/p>\n","protected":false},"author":1,"featured_media":126336,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[354],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Opini\u00e3o Jur\u00eddica: Das fraudes banc\u00e1rias<\/title>\n<meta name=\"description\" content=\"Por Fl\u00e1vio 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